Conventional
Ready to Buy a Home?
VIP offers a wide array of competitive loan programs for home buyers and is committed to finding the right home loan for you through responsible lending practices. Whether you are a first-time home buyer, need a second mortgage loan, are refinancing an existing loan, or looking to obtain a Reverse Mortgage loan, we offer all of the most popular loan options:
Getting started
VIP Mortgage knows that buying a home can be intimidating and complex. We're here to guide you through the mortgage loan process and make the home buying experience enjoyable and stress free - just as it should be!
What You'll Need
- Verification of employment for you and your co-borrower, if you plan to have one
- Information about your debts and assets
- Most recent pay stubs for 1 month
- W-2s from the previous 2 years
- Signed copies of the last 2 years' tax returns along with all schedules that were filed
- Homeowner's insurance company name and number
- Most recent bank statements for 2 months
- Most recent statements from any retirement and investment accounts for two months